"Helping Build Wealth" Since 1991
HBW Agency of Tammy & Brian Neff
Agency Vice Presidents
HBW Agency of Tammy & Brian Neff
Agency Vice Presidents
RETIREMENT
Start planning today for tomorrow's needs.
Financial professionals typically suggest that you'll need roughly 70% to
90% of your pre-retirement income to maintain your current standard of
living. Under this formula, a person earning $5,000 per month (or $60,000
per year) would need at least $3,500 per month (or $42,000 per year) at
retirement—and that's not taking into account the effects of inflation. If
inflation averages 4% per year, that person will need over twice as much
income in 20 years just to meet the same expenses.
Many retirees return to the workforce after just a few years of retirement. Many do so in order to support their desired standard of
living, or to pay for vacations, health care, or improvements to the home. With sound planning, you can protect your standard of
living and ensure that you'll have enough to meet your needs. This analysis can help you determine whether your plan is on track
to meet your income needs during retirement.
Most people spend more time planning their summer vacations than their retirement.
Retirement planning can help you leave your family not just with
memories... but with a lasting legacy.
START YOUR COMPLIMENTARY RETIREMENT ANALYSIS BY CONTACTING US TODAY
Start planning today for tomorrow's needs.
Financial professionals typically suggest that you'll need roughly 70% to
90% of your pre-retirement income to maintain your current standard of
living. Under this formula, a person earning $5,000 per month (or $60,000
per year) would need at least $3,500 per month (or $42,000 per year) at
retirement—and that's not taking into account the effects of inflation. If
inflation averages 4% per year, that person will need over twice as much
income in 20 years just to meet the same expenses.
Many retirees return to the workforce after just a few years of retirement. Many do so in order to support their desired standard of
living, or to pay for vacations, health care, or improvements to the home. With sound planning, you can protect your standard of
living and ensure that you'll have enough to meet your needs. This analysis can help you determine whether your plan is on track
to meet your income needs during retirement.
Most people spend more time planning their summer vacations than their retirement.
- How do your current savings measure up with your expected needs?
- How do you envision your retirement?
Retirement planning can help you leave your family not just with
memories... but with a lasting legacy.
START YOUR COMPLIMENTARY RETIREMENT ANALYSIS BY CONTACTING US TODAY
Although this agency is a part of the HBW Insurance & Financial Services, Inc. marketing system, it is a separate and independent agency. If
you are interested in starting your own agency with us, contact us at www.HBWAgency.com or 1-866-400-2810.
you are interested in starting your own agency with us, contact us at www.HBWAgency.com or 1-866-400-2810.
Your 2008 Insurance Agency
Opportunity Begins Here ---->
Opportunity Begins Here ---->
Hours of Operation: Monday - Friday 9:00 a.m. - 5:00 p.m. 1-866-400-2810 Tammy & Brian Neff Toll-Free 1-866-400-2810 Fax 1-570-694-0757 |
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